Our mission is to empower all creditworthy SMEs and individuals to have access to capital and protection through simple and affordable solutions.
— Randy Sim, Group CEO of IFS Capital Limited
Who We Are
Empowering local SMEs since 2006

For over two decades, IFS Malaysia has been a trusted financial partner to businesses, providing reliable and efficient solutions to support their working capital needs.

We are part of the IFS Capital Group, a regional financial services provider with a strong presence across ASEAN. Our focus is on delivering Factoring and Invoice Financing (Domestic and Export), Working Capital Financing, Performance Guarantees, and Term Loans — helping businesses unlock liquidity, strengthen cash flow, and accelerate growth.

With a reputation built on stability, transparency, and service excellence, IFS Malaysia continues to empower businesses of all sizes to move forward with confidence.

IFS Capital (Malaysia) Sdn Bhd was incorporated on June 1st, 2006 & subsidiary of IFS Capital Limited. We have regional operating presence in Singapore, Malaysia, Thailand and Indonesia, as well as a strong international of factor partners across 90 countries worldwide as Associate Member of FCI.

Subsidiary of
IFS Capital Limited Logo
IFS was incorporated in Singapore in 1987 and has been listed on the Mainboard of the Singapore Exchange (SGX) since July 1993.
We are part of
an integrated Asian financial house with a global presence
Associate member of
a global representative body for Factoring and International Trade with more than 400 affiliates across 90 Countries Worldwide.
Management Team

Vision that Drives Growth

“Empowering local businesses through accessible, innovative financing solutions that drive sustainable growth.“
Ab Razak bin Khalil
Chief Executive Officer
Mohd Nazarul Haizan
Head of Credit Risk Management
Kong Guan Lim
Head of Business Development
Kelvin Tan
Head of Strategic Accounts & Intl.
Nor Ashikin Murad
Head of Marketing (Govt/GLC)
Sally Wong
Head of Operations
Alice Tan
Head of Finance
Start your financing journey with us

Feel free to contact us if you have any questions regarding your financing requirements. Our representatives will get back to you as soon as possible.

Rest assured that a formal financing request will only be made with your agreement after the call.

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